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  • Equipment Leases

    Get the equipment you need to stay competitive – with our lease financing solutions.

    $1 Buyout Lease

    PRO Lease

    TRAC Lease

    Lease Line

    $1 Buyout Lease
    10% PRO Lease
    20% TRAC Lease
    Lease Line

    Overview

    This fixed-rate, fixed-term lease typically provides:

    • Up to 100% financing, often including sales tax, shipping, and installation costs
    • A fixed interest rate and monthly payment
    • Flexible payment options — monthly or quarterly
    • Ownership of the equipment at the end of the lease for just $1

    This fixed-rate, fixed-term lease typically provides:

    • 100% financing, often including sales tax, shipping, and installation costs.
    • A fixed interest rate and monthly payment
    • Flexible payment options — monthly or quarterly
    • Stated residual value agreed upon jointly at lease inception
    • Bank of the West is the owner of the equipment and receives the associated depreciation expense
    • Payments on this tax-oriented lease are typically lower than a traditional loan product as a result of the residual amount and the depreciation generated by ownership of the equipment
    • Possible Ownership of the equipment at the end of the lease for the greater of the stated residual valueor its then- Fair Market Value
    • If the purchase option is not selected, the lease will extend for an additional 12 month, typically at a reduced payment amount

    This fixed-rate, fixed-term lease typically provides:

    • 100% financing, often including sales tax and delivery charges
    • A fixed interest rate and monthly payment
    • Flexible payment options — monthly or quarterly
    • Bank of the West is the owner of the equipment and receives the associated depreciation expense
    • Payments on this tax-oriented lease are typically lower than a traditional loan product as a result of the residual amount and the depreciation generated by ownership of the equipment*
    • Possible Ownership of the equipment at the end of the lease for a fixed price agreed upon at lease inception
    • If the equipment is returned at the end of the lease, we will sell it. Any sale proceeds greater than the agreed upon purchase price after the bank's selling expenses are deducted will be returned to you. If sale proceeds are less than the agreed upon purchase price after the bank's selling expenses are deducted, you will be required to pay the difference

    This pre-approved lease line of credit features:

    • Approvals valid for up to 12 months
    • No payments due until you fund the lease — and then pay only on the amount of equipment funded, which is fixed for the term of the lease
    • Flexible payment options — monthly or quarterly
    • You can use different lease structures for each lease schedule

    Suited for

    Upgrading your business equipment, and keeping upfront costs minimal

    Keeping equipment financing costs as low as possible

    Financing a truck, trailer, bus, forklift, or loader

    Having an ongoing resource that can be used over and over again


    Talk to a Business Banker


  • 1-800-488-2265
  • Find a branch