Choice Money Market Savings

An advantage to achieving your goals.

Apply today for your Choice Money Market Savings account.

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Get more out of your savings with our Choice Money Market Savings account.



  • Tiered, variable interest accrues on daily collected ending balances
  • Earn Relationship Interest Rates when linked with a Bank of the West consumer checking account1, 2
  • Easy access to your funds
  • Limited check writing and transfer privileges
  • Unlimited deposits and withdrawals at a branch or Bank of the West ATM3
  • Online Banking - convenient account transfers
  • Free Mobile Banking4
  • Interest is compounded daily and paid monthly
  • Friendly customer support online, on the phone, or in the branch
  • Deposits eligible for FDIC insurance up to the maximum established by the FDIC per depositor and ownership type

There is a $15 monthly service charge that can be waived in one of two ways:

  • Make a recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program, OR
  • Maintain a $5,000 average monthly balance in this account
1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

3 Subject to availability of funds.

4 Standard text messaging and mobile carrier rates may apply.

Get Today's Rates

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What you'll need for our fast, secure online sign-up.

  • About fifteen minutes to complete the application
  • $100 minimum opening balance
  • Social Security number
  • Driver's license or state ID
  • Date of birth, email address and physical street address
  • Routing number, if you'll be opening your account by transferring funds from another bank

Apply Now

To see how easy it is to move your current accounts from anywhere you bank, download our Guide to Moving Accounts to Bank of the West.

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