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Bank of the West Premier customers qualify for 15 commission-free trades each month.
Roll over your former 401(k) or other employer-sponsored retirement plan into a rollover IRA to consolidate your assets.
*Withdrawals before age 59½ may not be subject to a 10% additional federal tax if you separated from your former employer on or after age 55. Ordinary income tax will apply.
(Additional plan-specific withdrawal limitations may apply.)
When you’re ready to retire and receive distributions from your retirement account, BancWest Investment Services can help you set up a distribution plan that fits your needs. Rules governing withdrawals/rollovers from an employer's retirement plan are complex and involve limitations, restrictions and possible penalties.
1Prior to deciding whether to maintain your assets in an employer sponsored retirement plan or to roll over these assets to an IRA please consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, potential protection from creditors and legal judgments, required minimum distributions and possession of employer stock. Please see the FINRA Investor Alert for additional information.
2Online Preferred Pricing is only available to individuals with an active Premier Checking account. Individual Online Preferred Pricing eligibility is determined on a daily basis by BancWest Investment Services. Online Preferred Pricing does not apply to business/corporate accounts, investment club accounts, partnership accounts, limited liability accounts or certain fiduciary or custodial accounts. Please contact BancWest Investment Services for additional information.
Premier Checking recognizes your preferred customer status and rewards you with premium interest rates, waived fees and other benefits. Learn more or apply now. Some accounts and services and the fees that apply to them vary from state to state. The Bank’s standard deposit account fees apply. Relationship requirements and pricing are subject to change without notice.
3Average retirement plan costs have historically ranged from 1% to 1.5% of plan assets, according to the 401(k) Averages Book. A traditional IRA account may be charged a maintenance fee from $25 to $35 annually. This is in addition to commissions or portfolio management fees and account closing fees.