Retirement tends to be less tired in the west.
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* Rated AA- by Standard & Poor's as of October 14, 2011.

Equal Housing Lender. Deposit and loan products offered by Bank of the West. Loans subject to credit approval. Member FDIC.

Bank of the West Wealth Management provides financial products and services through Bank of the West and its various affiliates and subsidiaries.

Investment and Insurance Products are:

NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY