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When you choose Bank of the West for your mortgage, you'll get the peace of mind that comes with knowing that your loan closing won't be jeopardized by frustrating, and potentially costly, delays.
Bank of the West mortgage products are offered on real estate located in the following states: Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming. In South Dakota, Bank of the West operates as Bank of the West California.
1Bank of the West Worry-Free Closing CommitmentSM Terms and Conditions:
The Applicant is not eligible for the Worry-Free Closing CommitmentSM if:
This Worry-Free Closing CommitmentSM does not apply to:
If applicant is entitled to compensation under this Worry-Free Closing CommitmentSM and it is not proactively paid by Bank of the West, applicant must request it from Bank of the West within 90 days of closing. Any payment we make because of this Worry-Free Closing CommitmentSM may be reported to the IRS on a Form 1099-MISC. Applicant should consult with his/her tax advisor on the individual tax implications.
Applicants entitled to a payment under the Worry-Free Closing CommitmentSM are still responsible for making mortgage payments by the due date, and may not offset any payment owed against any mortgage payment due.
This Worry-Free Closing CommitmentSM is not assignable or transferable, and we reserve the right to withdraw, terminate, or modify this offer at any time without notice, with the exception of eligible purchase loan applications submitted before our withdrawal, termination, or amendment. Other restrictions may apply.
All loans/lines subject to credit approval, standard mortgage qualifications, and underwriting requirements.
Additional fees, conditions, and restrictions may apply.
2Relationship Pricing requires the applicant(s) to establish a Bank of the West personal checking account with debit card and automatic mortgage payments, and is subject to the terms of the Relationship Pricing Promotional Agreement. Not all loan types are eligible for the discount. Discount is off the promissory note rate.