Can I do more to avoid paying fees?

Yes,

  • You can avoid monthly service charges by reviewing and understanding the terms and conditions of your account(s), and taking steps to ensure that you fulfill the minimum requirements to avoid a service charge each month.
  • You can also avoid fees associated with non-Bank of the West ATMs by visiting a Bank of the West ATM, using your debit card instead of cash, or requesting cash back when you use your debit card at participating merchants.
  • An easy way to avoid returned item and overdraft fees is to record all your deposits and withdrawals by check, debit card and ATM–including debit card payments–in your check register so you can track your account balance and limit spending to available funds.
  • You can also enroll in online banking to track transactions and stay on top of your finances. In addition, sign up for balance alerts through online and mobile banking to receive notification when funds are running low.

When you have questions or concerns about a fee that you have incurred, talk to your banker about steps to take to avoid similar situations in the future.

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Alert Yourself

Setting up email and mobile reminders are an excellent safeguard against late fees or missed payments.

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